Over the Phone
At 3 Steps Title Loans we believe that trust is the most important thing, and the best way to build trust is by making the process of getting a loan as easy as possible. Because our foundation is trust, we do not check your credit score or your employment status. With our secured car title loans, everyone can get a cash loan within 1 hour, getting a cash loan was never easier, with 3 simple steps you too can get a loan starting from $2,600 and up to $20,000 today! 3 Steps Title Loans is your trusted auto title loan provider in Sacramento, CA
When you think of applying for a loan, many people think of a long and drawn-out process with lots of paperwork, background checks and cash in some distant future. This is not at all the case with car title loans in sacramento. Our loans are hassle-free and fast, providing same day cash with no trouble. There is minimal paperwork, no credit check, no background check and a basic application process which all add to the speed in which the cash can become available. The initial application which can be done online or over the phone can take just a few minutes. In fact, the cash can be in your hands!
So, how do you go about getting this fast cash? The process is simple and easy. You can apply by speaking to an expert over the phone who will walk you through the application questions or you can just fill out the online form. Make sure to have all the information you need at hand – make, model, year, style and mileage of your car, as well as your personal details. We will use this information to approve your loan and offer you a preliminary loan amount. If you are satisfied, you can take the process to the next step by bringing your paperwork into our offices. Check that all of your paperwork is up-to-date and that you have the following handy:
Come in to hand over the papers and finalize the conditions of the loan. You can negotiate the terms and conditions of the loan at this point. We will then become the new lienholders and you will get the cash. auto title loans in sacramento will make this process as simple as possible and can make the loan available to you in only one hour if you are able to provide all of this paperwork.
As secured loans, using your car as collateral, you may be wondering what will happen to your car when you get a loan with car title loans in sacramento. Well, wonder and worry no longer. car title loans in sacramento might become the new lien holder of the car title, but you get to keep the car and keep driving it! That’s right! You can continue to drive your car just like before. Pay back the loan and the lien will go back to you. Auto Title Loans Sacramento makes sure that the whole process from start to finish is simple, fast and convenient.
If you have bad credit, you may be worrying whether these loans will be appropriate for you. You will already know that many lenders, especially banks, will reject any application from an applicant who has bad credit. However, auto title loans in sacramento offer secured loans that are flexible for everyone. We don’t need to assess your risk so we will not look into your credit history or your employment status. We base our loan approval and loan offer solely on your car and its value. We will worry about all the details of your car’s condition and how much equity you have in it. As long as you have a car with a valid title and insurance, you can be eligible for a loan with us. We have loans for people with good credit, bad credit or no credit score. We have loans for people with a job, people who are self-employed and people who are unemployed. We even have loans for people with income from sources like disability payments, social security payments, unemployment payments and even retirement funds.